Become A Member

It’s All About Our Members!

We’re here to help our members with friendly service, helpful education,
and great financial products. Become a member of the credit union today by clicking the button below! Worried about member eligibility? Give us a call! 570-888-7121.



credit union membership
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Remote Banking

Banking on the go has never been easier at IRFCU. Our online banking platform and mobile app are free for members. These products allow members to check accounts, make transfers, apply for loans, remotely deposit checks and more!

ATM Locations

We have an ATM at our branches in Athens and Wysox.
You can also find our second ATM at Sopranos Italian Market located at 607 Cayuga Ave, Waverly NY 14892. Click the link below for surcharge-free ATM locations!

Letter of Request

Would you like to open membership eligibility to your employees and their families?
Become a Community Partner!
There is NO cost and NO obligations, just access to a great Credit Union!
It’s as easy as filling our our Letter of request and mailing it to:
Ingersoll-Rand Federal Credit Union
199 North Main Street,
Athens, Pa, 18810
or email to: memberservices@irfcuemail.com


**Direct family members of the below employees, volunteers, members and/or retirees are also eligible for membership!

Animal Care Sanctuary employees and volunteers
Athens Area School District students, employees, and board of directors
Athens Borough employees and elected or appointed officials
Athens Health and Rehabilitation Center
Athens Township employees and supervisors
Athens Township Planning and Park Commissions
Athens Township Sewer Authority
Athens United Methodist Church members
Avery-Dennison Employees (formerly Paxar)
BLAM Inc. (McDonalds)
Bradford Recovery Center employees
Bradford County Humane Society employees and volunteers
Camco Manufacturing Inc. employees
Canton Area School District students, employees, and board of directors
Church of the Redeemer Sayre members
Craftmaster FCU employees, members, & retirees
Curione Dental Laboratory employees who work in, are paid or supervised from Elmira location
Decatur’s Automotive employees
Direct family member of current member
Flowserve employees working at Moosic location
Flynn Energy employees
Friedman Electric Supply Company employees
Greater Valley Emergency Medical Services employees and volunteers
Green’s Auto Mart Inc. Employees
Henry Dunn Incorporated who work in, are paid or supervised from Towanda Pa location
Ingersoll-Rand Company retirees or former employees
Jeld-Wen employees and retirees
Jim’s Marine and Travel Inc. employees
Joe Murrelle Press employees
Leprino Foods employees of the Waverly NY location
Martha Lloyd Community Services employees and volunteers
Maximum Mobility employees
Middendorf Contracting employees
Milan Veterinary Clinic employees
M.R. Dirt Contracting employees
N/C Industries Inc employees
Oil States Energy/ Falcon Flowback Employees
Old Glory Forest Products
Penn-York Opportunities Inc employees and board of directors
Rail House Restaurant & Taproom employees
Rynone Manufacturing Corporation employees
Sayre Area School District employees, board of directors, and students
Sayre Blast Intermediate Unit 17 employees
Sayre Christian Church members
Sayre Elks Lodge #1148 employees
Serve Inc students, employees, board of directors, and volunteers
Sopranos Italian Market employees
Spaulding Memorial Library employees and members
State Line Auto Auction employees
Susquehanna River Archaeological Center (S.R.A.C.) employees and members
Towanda Borough Employees & Volunteers
Towanda School District Employees and Board
Valley Joint Sewer Authority employees and board of directors
Williams Auto Plaza Inc employees who work in, are paid or supervised from Sayre location
Waverly Central School District students, employees, and board of directors
Wyalusing Area School District employees and board of directors



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