Online Banking

Great Features


**There is a $10.00 fee to receive deposits early


Our Pay Anyone feature is a person-to-person payment option that allows members to pay, well anyone! You can pay friends and family right from your online banking or mobile app, plus it’s free to use! It’s a quick, easy, and secure way to pay!

How to use our Pay Anyone feature.

  • Log in to It’sMe247
  • Click the “Pay & Transfer” tab
  • Click “Pay Anyone”
  • Input Name
  • Select the Send Method (Email or Mobile Phone)
  • Input Receivers Email or Mobile Phone number
  • Input Amount
  • Select the “From” Account
  • Input a Security Question and Answer
  • Click “Send Payment” When Ready

How does Pay Anyone work?

You simply log into your mobile app, follow the instructions above, and a notification with a link will be sent to your recipient via either an email or text message. This link prompts them to verify their identity by answering the security question you set up. The recipient must then input their account information to receive the funds. 

Does the recipient have to be a member of IRFCU?

No, you can pay individuals who bank with other institutions.

Do I have to know the recipient’s account information?

No, you only need to know the recipients number or email address.

Is there a limit on how much I can send?

Yes, there is a max limit of $250.00/send with a daily limit of $1500.00

Can I stop the transfer?

You can cancel the transfer until it is accepted by the recipient. If you cancel the transfer, a notification will be sent to the recipient.