Home Loans

Mortgages

Big options, low rates! 
With flexible financing and great loan rates, you can make a house a home with a Mortgage from IRFCU.

Borrow up to the full value of your home.
Low to no down payments!
Conventional, FHA, and VA Loans! 
Secondary homes and rental properties.
Mortgages available for NY and PA.

Home Equity Loans

Taking out a home equity loan is a great option for paying for large expenses like home renovations, debt consolidation, medical bills, or subsidizing college tuition.
Borrow up to the full value of your home! 

Quick and easy application process.
Fixed payments.
No pay-ahead penalties.

Apply for a Mortgage Apply for a Home Equity
Home Equity Rates - Effective Tuesday, October 3, 2023
Loan TypeRates as low asTerms & Information
HOME EQUITY SPECIAL 1ST LIEN » 5.74% 60 M Apply Now!
HOME EQUITY SPECIAL 2ND LIEN 6.24% 0 M

Loan Calculator

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Results

Instructions

  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.

Limited Time Offer*

1% Discount available for Home Equity Loans that use the Assessed Value, PLUS no appraisal needed!

First Time Homebuyer’s Guide

*Rates based on credit. 1% discount available for qualifying loans until 5/31/2022.