Home Loans


IRFCU can help you make a house your home with a mortgage.

We have options that meet your needs

  • Mortgages
  • Competitive rates and flexible terms
  • Low down payment options
  • Conventional, FHA, and VA
  • Secondary homes and rental properties
  • Mortgages available for NY and PA

Home Equity Loans

Taking out a home equity loan is a great option for paying for large expenses like home renovations, debt consolidation, medical bills, or subsidizing college tuition.

  • No closing costs**
  • Quick and easy application process
  • Fixed payments
  • No pay-ahead penalties