MortgagesBig options, low rates! With flexible financing and great loan rates, you can make a house a home with a Mortgage from IRFCU.Borrow up to the full value of your home.Low to no down payments!Conventional, FHA, and VA Loans! Secondary homes and rental properties.Mortgages available for NY and PA. Home Equity LoansTaking out a home equity loan is a great option for paying for large expenses like home renovations, debt consolidation, medical bills, or subsidizing college tuition.Borrow up to the full value of your home! Quick and easy application process.Fixed payments.No pay-ahead penalties. Limited Time Offer*1% Discount available for Home Equity Loans that use the Assessed Value, PLUS no appraisal needed! Visit Our Mortgage CenterKnowledge is power. Knowing your choices gives you the power to make good decisions. When visiting our online Mortgage Center, you’ll find valuable information you may use when buying or refinancing your home. Apply for a MortgageApply for a Home Equity First Time Homebuyer’s Guide *Rates based on credit. 1% discount available for qualifying loans until 5/31/2022.