Credit Cards

TO TRANSFER AN EXISTING BALANCE, SIMPLY:

Important information regarding this offer
1. APR= Annual Percentage Rate. Balance transfer and convenience checks processed by April 30, 2022, up to your available credit limit, will receive the stated promotional APR through your April 2023 statement cycle. Balance transfers and convenience checks processed after your April 30, 2022, will receive the standard APR for cash advances. When transferring a balance, you should continue to make your monthly payments to each creditor until you receive a statement from the issuer/ merchant reflecting the balance transfer payment. All existing payment terms apply. Rates are subject to change. 

Federally insured by NCUA

5.99% Annual Percentage Rate (APR) applies on purchase transactions for 6 months after the opening date. Credit line up to $1000.00. New accounts only. For all other transactions including balance transfers, ATM and cash advances and for any promotional balance remaining unpaid after your 6 month date, an APR of 12.90% applies. New members must meet membership eligibility and credit card applications subject to approval. Terms and conditions subject to change without notice. Contact us for details.



APR Annual Percentage Rate 12.90% for Visa Classic cardholders and 9.50% for Visa Platinum cardholders. Membership required. New cardholders must meet membership eligibility.  Credit cards subject to approval. Terms and conditions subject to change without notice.  Contact us for details.





As of 9/7/2022, external member transfers and check withdrawals on our audio response telephone transaction system will no longer be accepted. You will still be able to transfer within your membership account. If you have any questions, please contact us at memberservices@irfcuemail.com