Loan rate will be determined by your personal credit history. Cash back amount based on loan value and will be deposited to your share savings 60 days after loan closure.Minimum loan amount $10,000. New money only. All accounts of obligor(s) must be in good standing to receive cash back incentive. We reserve the right to retain incentive cash back payments if loan is paid off, is refinanced with another institution or is otherwise closed within two years of loan closing.This offer is subject to change without notice. Limited time offer. Vehicle and other loan restrictions may apply.  Offer subject to change without prior notice. 2.24% rate floor. Applicants subject to credit approval and must meet member eligibility requirements.