Become A Member : Ingersoll Rand Federal Credit Union

Why Join IRFCU?

Becoming a member of Ingersoll Rand Federal Credit Union isn’t just about opening an account—it’s about becoming part of something bigger. When you join IRFCU, you’re not just a customer, you’re an owner. That means your voice matters, your goals matter, and your community matters.

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Who Can Join?

Join Today

There’s a number of ways to join IRFCU!
View the Criteria Below

The IRFCU Difference

We believe banking should feel personal, supportive, and rewarding. That’s why membership comes with:

A Team That Knows You – We greet you by name and take the time to understand your needs. You’re never just a number here.
Better Value, Every Day – As a not-for-profit cooperative, we put people over profits. That means lower loan rates, higher savings returns, and fewer fees.
Tools to Help You Thrive – From Credit Compass to IR Points Rewards, plus convenient online and mobile banking, we give you the resources to make managing your money simple.
Stronger Communities – Every account you open and every loan you take out helps us give back—through school partnerships, community events, and financial education for all ages.

Choose IRFCU Today!

Click to Join IRFCU!

Switch Kit

Who Can Join?

As a credit union, IRFCU is required by law to have a defined field of membership. For us, that means proudly serving our Community Partners (employer groups and organizations), along with their families and households.

Employees of our partner companies and organizations

Employees, volunteers, members, students, or however defined via our Community Partner List

Immediate family or household members of existing members

IR Plant Retirees and their immediate family members

We will always remember where we got our start! IR Retirees and former employees welcome

Not sure if you qualify? Don’t worry—our team can quickly check for you.

View our Community Partner List Below!

**Direct family members of the below employees, volunteers, members and/or retirees are also eligible for membership!

Animal Care Sanctuary employees and volunteers

Athens Area School District students, employees, and board of directors

Athens Borough employees and elected or appointed officials

Athens Health and Rehabilitation Center

Athens Township employees and supervisors

Athens Township Planning and Park Commissions

Athens Township Sewer Authority

Athens United Methodist Church members

Avery-Dennison Employees (formerly Paxar)

BLAM Inc. (McDonalds)

Bradford Recovery Center employees

Bradford County Humane Society employees and volunteers

Camco Manufacturing Inc. employees

Canton Area School District students, employees, and board of directors

Church of the Redeemer Sayre members

Craftmaster FCU employees, members, & retirees

Curione Dental Laboratory employees who work in, are paid or supervised from Elmira location

Decatur’s Automotive employees

Direct family member of current member

Flowserve employees working at Moosic location

Flynn Energy employees

Friedman Electric Supply Company employees

Greater Valley Chamber of Commerce employees, board of directors, and volunteers

Greater Valley Emergency Medical Services employees and volunteers

Green’s Auto Mart Inc. Employees

Henry Dunn Incorporated who work in, are paid or supervised from Towanda Pa location

Hoffman Health Partners

Ingersoll-Rand Company retirees or former employees

Jeld-Wen employees and retirees

Jim’s Marine and Travel Inc. employees

Joe Murrelle Press employees

Leprino Foods employees of the Waverly NY location

Martha Lloyd Community Services employees and volunteers

Maximum Mobility employees

Middendorf Contracting employees

Milan Veterinary Clinic employees

M.R. Dirt Contracting employees

N/C Industries Inc employees

Oil States Energy/ Falcon Flowback Employees

Old Glory Forest Products

Ottaviani Optometry

Penn-York Opportunities Inc employees and board of directors

Rail House Restaurant & Taproom employees

Rynone Manufacturing Corporation employees

Sayre Area School District employees, board of directors, and students

Sayre Blast Intermediate Unit 17 employees

Sayre Christian Church members

Sayre Elks Lodge #1148 employees

Serve Inc students, employees, board of directors, and volunteers

Sopranos Italian Market employees

Spaulding Memorial Library employees and members

State Line Auto Auction employees

Susquehanna River Archaeological Center (S.R.A.C.) employees and members

Towanda Borough Employees & Volunteers

Towanda School District Employees and Board

Valley Joint Sewer Authority employees and board of directors

Williams Auto Plaza Inc employees who work in, are paid or supervised from Sayre location

Waverly Central School District students, employees, and board of directors

Wyalusing Area School District employees and board of directors

Once a Member, Always a Member

Membership at IRFCU is a lifelong benefit. Even if you change jobs, move away, or retire, your membership stays with you. Once you’re part of the IRFCU family, you’re always a part of it.

Click to Join IRFCU!

Membership FAQs

Yes! Once you join IRFCU, you’re a member for life. Even if you leave your Community Partner employer, move, or retire, your membership stays with you.

Absolutely. Immediate family members and household members of current members are eligible to join.

Just ask! Our team will happily walk you through the process and check your eligibility.

We are a not-for-profit institution! That means we return earnings to our members through better rates, lower fees, and programs that support our community. At IRFCU, you’re more than a customer—you’re an owner.

It’s easy! Simply open an account online or stop by any of our branches. Our team will help you every step of the way.

ATM Locations

We have an ATM at our branches in Sayre and Wysox.
You can also find our second ATM at Sopranos Italian Market located at 607 Cayuta Ave, Waverly NY 14892.
Click the link below for surcharge-free ATM locations!

ATM Locator

Letter of Request

Would you like to open membership eligibility to your employees and their families?
Become a Community Partner!
There is NO cost and NO obligations, just access to a great Credit Union!
It’s as easy as filling our our Letter of request and mailing it to:
Ingersoll-Rand Federal Credit Union
1970 Elmira Street,
Sayre PA 18840
or email to: memberservices@irfcuemail.com

Community Partner Request