Why Join IRFCU?
Becoming a member of Ingersoll Rand Federal Credit Union isn’t just about opening an account—it’s about becoming part of something bigger. When you join IRFCU, you’re not just a customer, you’re an owner. That means your voice matters, your goals matter, and your community matters.
The IRFCU Difference
We believe banking should feel personal, supportive, and rewarding. That’s why membership comes with:
- A Team That Knows You – We greet you by name and take the time to understand your needs. You’re never just a number here.
- Better Value, Every Day – As a not-for-profit cooperative, we put people over profits. That means lower loan rates, higher savings returns, and fewer fees.
- Tools to Help You Thrive – From Credit Compass to IR Points Rewards, plus convenient online and mobile banking, we give you the resources to make managing your money simple.
- Stronger Communities – Every account you open and every loan you take out helps us give back—through school partnerships, community events, and financial education for all ages.
Choose IRFCU Today!
Who Can Join?
As a credit union, IRFCU is required by law to have a defined field of membership. For us, that means proudly serving our Community Partners (employer groups and organizations), along with their families and households.
Employees of our partner companies and organizations
Employees, volunteers, members, students, or however defined via our Community Partner List
Immediate family or household members of existing members
IR Plant Retirees and their immediate family members
We will always remember where we got our start! IR Retirees and former employees welcome
Not sure if you qualify? Don’t worry—our team can quickly check for you.
View our Community Partner List Below!
Once a Member, Always a Member
Membership at IRFCU is a lifelong benefit. Even if you change jobs, move away, or retire, your membership stays with you. Once you’re part of the IRFCU family, you’re always a part of it.
Membership FAQs
ATM Locations
We have an ATM at our branches in Sayre and Wysox.
You can also find our second ATM at Sopranos Italian Market located at 607 Cayuta Ave, Waverly NY 14892.
Click the link below for surcharge-free ATM locations!
Letter of Request
Would you like to open membership eligibility to your employees and their families?
Become a Community Partner!
There is NO cost and NO obligations, just access to a great Credit Union!
It’s as easy as filling our our Letter of request and mailing it to:
Ingersoll-Rand Federal Credit Union
1970 Elmira Street,
Sayre PA 18840
or email to: memberservices@irfcuemail.com