Become A Member

Why Join IRFCU?

Becoming a member of Ingersoll Rand Federal Credit Union isn’t just about opening an account—it’s about becoming part of something bigger. When you join IRFCU, you’re not just a customer, you’re an owner. That means your voice matters, your goals matter, and your community matters. 

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Who Can Join?

There’s a number of ways to join IRFCU!
View the Criteria Below


The IRFCU Difference

We believe banking should feel personal, supportive, and rewarding. That’s why membership comes with:

  • A Team That Knows You – We greet you by name and take the time to understand your needs. You’re never just a number here. 
  • Better Value, Every Day – As a not-for-profit cooperative, we put people over profits. That means lower loan rates, higher savings returns, and fewer fees. 
  • Tools to Help You Thrive – From Credit Compass to IR Points Rewards, plus convenient online and mobile banking, we give you the resources to make managing your money simple. 
  • Stronger Communities – Every account you open and every loan you take out helps us give back—through school partnerships, community events, and financial education for all ages. 

Choose IRFCU Today!


Who Can Join?

As a credit union, IRFCU is required by law to have a defined field of membership. For us, that means proudly serving our Community Partners (employer groups and organizations), along with their families and households. 

Employees of our partner companies and organizations 

Employees, volunteers, members, students, or however defined via our Community Partner List

Immediate family or household members of existing members 

IR Plant Retirees and their immediate family members

We will always remember where we got our start! IR Retirees and former employees welcome

Not sure if you qualify? Don’t worry—our team can quickly check for you. 

View our Community Partner List Below!

**Direct family members of the below employees, volunteers, members and/or retirees are also eligible for membership!

Animal Care Sanctuary employees and volunteers
Athens Area School District students, employees, and board of directors
Athens Borough employees and elected or appointed officials
Athens Health and Rehabilitation Center
Athens Township employees and supervisors
Athens Township Planning and Park Commissions
Athens Township Sewer Authority
Athens United Methodist Church members
Avery-Dennison Employees (formerly Paxar)
BLAM Inc. (McDonalds)
Bradford Recovery Center employees
Bradford County Humane Society employees and volunteers
Camco Manufacturing Inc. employees
Canton Area School District students, employees, and board of directors
Church of the Redeemer Sayre members
Craftmaster FCU employees, members, & retirees
Curione Dental Laboratory employees who work in, are paid or supervised from Elmira location
Decatur’s Automotive employees
Direct family member of current member
Flowserve employees working at Moosic location
Flynn Energy employees
Friedman Electric Supply Company employees
Greater Valley Chamber of Commerce employees, board of directors, and volunteers
Greater Valley Emergency Medical Services employees and volunteers
Green’s Auto Mart Inc. Employees
Henry Dunn Incorporated who work in, are paid or supervised from Towanda Pa location
Hoffman Health Partners
Ingersoll-Rand Company retirees or former employees
Jeld-Wen employees and retirees
Jim’s Marine and Travel Inc. employees
Joe Murrelle Press employees
Leprino Foods employees of the Waverly NY location
Martha Lloyd Community Services employees and volunteers
Maximum Mobility employees
Middendorf Contracting employees
Milan Veterinary Clinic employees
M.R. Dirt Contracting employees
N/C Industries Inc employees
Oil States Energy/ Falcon Flowback Employees
Old Glory Forest Products
Penn-York Opportunities Inc employees and board of directors
Rail House Restaurant & Taproom employees
Rynone Manufacturing Corporation employees
Sayre Area School District employees, board of directors, and students
Sayre Blast Intermediate Unit 17 employees
Sayre Christian Church members
Sayre Elks Lodge #1148 employees
Serve Inc students, employees, board of directors, and volunteers
Sopranos Italian Market employees
Spaulding Memorial Library employees and members
State Line Auto Auction employees
Susquehanna River Archaeological Center (S.R.A.C.) employees and members
Towanda Borough Employees & Volunteers
Towanda School District Employees and Board
Valley Joint Sewer Authority employees and board of directors
Williams Auto Plaza Inc employees who work in, are paid or supervised from Sayre location
Waverly Central School District students, employees, and board of directors
Wyalusing Area School District employees and board of directors


Once a Member, Always a Member 

Membership at IRFCU is a lifelong benefit. Even if you change jobs, move away, or retire, your membership stays with you. Once you’re part of the IRFCU family, you’re always a part of it. 


Membership FAQs

Yes! Once you join IRFCU, you’re a member for life. Even if you leave your Community Partner employer, move, or retire, your membership stays with you.

Absolutely. Immediate family members and household members of current members are eligible to join.

Just ask! Our team will happily walk you through the process and check your eligibility.

We are a not-for-profit institution! That means we return earnings to our members through better rates, lower fees, and programs that support our community. At IRFCU, you’re more than a customer—you’re an owner. 

It’s easy! Simply open an account online or stop by any of our branches. Our team will help you every step of the way.


ATM Locations

We have an ATM at our branches in Sayre and Wysox.
You can also find our second ATM at Sopranos Italian Market located at 607 Cayuta Ave, Waverly NY 14892.
Click the link below for surcharge-free ATM locations!


Letter of Request

Would you like to open membership eligibility to your employees and their families?
Become a Community Partner!
There is NO cost and NO obligations, just access to a great Credit Union!
It’s as easy as filling our our Letter of request and mailing it to:
Ingersoll-Rand Federal Credit Union
1970 Elmira Street,
Sayre PA 18840
or email to: memberservices@irfcuemail.com



IMPORTANT CARD CONVERSION INFORMATION!Click for Cardholder Information