IRFCU Card Conversion

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Exciting Card Conversion Coming This September! 

We’re making some exciting changes to bring you more convenience, enhanced technology, and a unified experience across all your IRFCU cards! 

What’s Happening? 

In September, IRFCU will be undergoing a card conversion, transitioning all IRFCU credit cards to MasterCard. While our debit cards (consumer and business) are already MasterCard, this move brings our credit cards to Mastercard as well, providing a consistent, seamless experience for all members. 

What This Means for You: 

Tap-to-Pay on ALL Cards

We’re excited to offer Tap-to-Pay functionality on every IRFCU card—debit and credit. Just tap your card at checkout and you’re on your way!

Credit Cards in Mobile & Online Banking

No more juggling multiple apps! With this upgrade, your IRFCU credit card will be fully integrated into our mobile and online banking platforms. That means: 

  • One app. 
  • One login. 
  • Total control at your fingertips. 

New Credit Cards Coming Your Way

Before the conversion, all credit card holders will receive a brand-new MasterCard, featuring our fresh new card designs. Once we officially convert, your old VISA card will be deactivated, so you’ll need to activate your new card to continue using it without interruption.

Debit Cards Will Stay the Same… For Now

Since your IRFCU debit card is already a MasterCard, there’s no immediate change. However, you’ll automatically receive a new Tap-to-Pay debit card when your current card reaches its expiration date—featuring our exciting new card look!


When Is This Happening? 

The conversion is scheduled for September. We’ll be sharing more details—including activation instructions and tips—as we get closer to the date, so be sure to keep an eye out for updates. 

Why This Matters 

We’re making this change to: 

  • Offer greater convenience and modern technology 
  • Improve access to your cards through IRFCU’s secure digital banking 
  • Deliver a more streamlined and unified experience for all members 

We’re thrilled about this upgrade and can’t wait to bring you a better banking experience. Thank you for being a valued IRFCU member! 

Stay tuned—more information is coming soon. 


IMPORTANT CARD CONVERSION INFORMATION!Click for Cardholder Information