At IRFCU, we understand that every member has unique financial needs and aspirations. That’s why we offer credit card options designed to suit various lifestyles. Whether you’re looking for rewards, low interest rates, or a card to build or rebuild credit, we have solutions that could work for you!
Explore The Benefits
IRFCU not only offers great low credit card rate, but also excellent tools and benefits to enhance the member experience.
- Online Account Management
- Security and Protection
- Great Rewards
- Local, Personalized Service
- Mobile Wallet Compatibility
Important Numbers
Lost/ Stolen Card: 1-800-449-7728
Rewards: 1-800-637-7728
CU Rewards
You can earn points by using your IRFCU Visa Credit Card.
These points are redeemable for merchandise and even travel! Electronics, houseware, sporting goods, and more!
Visit our rewards site to redeem your points!
Apply Today
You can apply online or at your nearest branch!
Loan Type | Rates as low as | Terms & Information |
---|---|---|
VISA CLASSIC APPLICATION » | 12.9% | Apply Online! |
VISA PLATINUM APPLICATION » | 9.5% | Apply Online! |
Credit Builder Card
Are you looking to build your Credit Score? We offer a Credit Builder Credit Card. The cardholder will receive a 5.99% rate for 6 months from the opening date, after which it will transition to our 12.90% rate.
TO TRANSFER AN EXISTING BALANCE, SIMPLY:
Call
Call us at 570-888-7121 for assistance
Log- In
Log in to our Visa portal!
Visit
Speak with one of our helpful staff!
Federally insured by NCUA |