$5,000.00
10 Months
17.99% APR
Our Credit Builder Loan is designed to help individuals with little to no credit or those looking to improve their credit score. With a credit score between 0-579, this loan provides a structured way to build positive credit history while saving money.
How It Works
Once approved for the $500 loan, you make affordable monthly payments over 10 months. Each on-time payment is reported to the credit bureaus, helping to establish or improve your credit score.
At the end of the term, you receive the full $500.
The Benefits
Build or Improve Credit – Timely payments help increase your credit score.
Easy Qualification – No high credit score needed to apply.
Savings for the Future – Receive your funds at the end of the term.
Better Loan Opportunities – A higher credit score can lead to lower rates on future loans.
Annual Percentage Rate (APR) Approval is subject to membership eligibility and credit union requirements.
Monthly payments are required. Payments on a $500 loan at 17.99% APR for a term of ten months are $54.24. Late or missed payments may impact your credit score. Interest rates and terms are subject to change without notice.
Other restrictions may apply.